Stuart, Investing in Children

Getting the support you need

We can provide investments from £5k to £300k to community and social enterprises.

We support social enterprises, charitable organisations and small businesses with diverse needs, across a wide range of sectors.

From Birmingham to the borders of Scotland we support organisations who want to make a real impact across a diverse range of sectors including the Arts, Health and Social care, Education, Health, Digital, Eco and Community Development.

What can we help you achieve?

Key Fund can support a range of activities including:

Growing your business

Refurbishment – repairs and maintenance

Building an asset

Buying a property

Paying the bills and salaries

Increasing the staff team

Paying for IT maintenance and upgrades

Energy efficiencies – e.g. Solar panels

New websites

Marketing and promotion

Are you eligible?

Your business or social enterprise is based in the North of England or Midlands, and are, or intend to form a legal company.
Your business has a direct social mission at its heart.
You have been declined by a mainstream bank.

Our experienced investment team will work with you to identify the right type of funding for your needs, support you through the application process and provide dedicated aftercare to ensure you are equipped for the long haul.

Apply

If you have a question you can call Key Fund directly
on 0330 202 0559

Key Fund has been providing social investment to organisations for over 21 years.

Our support and expertise can help you with that often tricky balance between financial sustainability and impact.

Our dedicated investment team will work with you to identify the right type of funding for your needs, support you through the application process and provide dedicated aftercare to ensure you are equipped for the long haul.

Flexible Finance Fund

The Flexible Finance Fund is for established community and social enterprises, to complement our
existing blended funds.

Investments up to £150k

Drawn and repaid flexibly over up to 5 years

Interest rate payable monthly, based on amount drawn, at 4% per annum

Northern Impact Fund 2

Providing finance to support the development or growth of trading activity, including cash-flow,
working capital, and asset development or purchase.

Investment from £5,000 to £150,000

Term 1-5 years

Regional Growth Fund

The fund aims to support the development and growth of economic activity and employment in disadvantaged areas or for disadvantaged groups, by investing in enterprises, and is not restricted to social or community focussed organisations – although KFI will target these organisations with this fund.

Investments up to £150k

Term up to 7 years

Interest will be usually charged at flat rate of 6.5%

Property Fund

This fund aims to support social enterprises over 1 year old looking to purchase or develop properties in the Yorkshire and Humber region.

Investments up to £300k

Term up to 10 years

4.5% flat interest rate

Community Business Fund

This fund supports community businesses operating in the North and Midlands, looking to grow or develop trading activity.

Loans from £5k up to £250k

Maximum loan terms of up to 15 years

6.5% flat interest rate

More than a Pub

This fund aims to support the development of community owned pubs across England, that are incorporated ‘not for profit’ business with clear geography of benefit and be able to demonstrate local engagement in ownership or governance.

Investments from £5k up to £100k

Maximum loan terms of up to 15 years

8% APR interest rate

Northern Cultural Regeneration Fund

This fund aims to support the development and growth of creative and cultural businesses across the North, that deliver social impact.

Investments up to £150k

Loans can only be used flexibly for capital or working capital

European Regional Development Fund - ERDF

This fund aims to increase the number of social enterprises in the Yorkshire and Humber Region that can access the finance that they need to develop and grow.

Loans of up to £300k

Maximum term of 10 years

Interest charged at 6.5% flat

Energy Resilience Fund

The Energy Resilience Fund is finance to enable community and social enterprises to retrofit energy generating/saving technology on community owned or managed buildings, with an initial focus on stabilising or reducing energy costs.

Investment amounts from £10,000 to £150,000.
Up to 40% of total available as grant, where justifiable to support cost stabilisation or reduction.
Energy Audit Grants available between £500 and £2,500 where these have not been completed.
Minimum Term 12 months, Maximum Term 7 years.
Interest Rate - 6.5% flat.

Our Funders

Key Fund receives funding from a variety of partners who support the growth of social impact and enterprise.

View all Funders

We spoke to the bank and they weren’t able to help us. Without the support of Key Fund, we wouldn’t have been in this position to get this amazing community building.

Kayleigh Cruickshank – Artworks, Sheffield

We call ourselves a bit of a last chance saloon for anyone really who needs a leg up. It’s quite holistic; we eat together, cook together and listen. It’s about providing somewhere people can get back on an even keel.

Kate – Seagulls Reuse

Its vulnerable groups we hope to access – people who need a bit of support, that’s what we’re here for.

Kayleigh – ArtWorks

We dreamt about a community-based farm where James could grow old with other adults with special needs. But our only option was to spend the rest of our lives trying to create it.